How We Get It Done!
Your Trusted Alberta Mortgage Brokers
Your Trusted Calgary, Cochrane and Alberta Mortgage Brokers.
We are independently trained mortgage professionals licensed to represent and provide you with the best advice for your mortgage needs. From refinancing to renewals to pre-qualification, we're here to help every step of the way.
Our primary expertise is locating funding for mortgage financing. She knows where the best rates can be found. What's more, we have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
We work hard for you and not the big banks
We are not limited in the product they can offer you. We seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.
There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today's very competitive marketplace intimidates many Canadian homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs.
Choosing the wrong mortgage can cost you thousands of extra dollars. Our team are trained professionals who can help you save on your mortgage dollar.
10 Reasons you should use our Alberta Mortgage Team
- Has extensive experience with mortgage guidelines and will give you an advantage with this knowledge.
- We believe in people intelligence and making this world a better place.
- We are experts at helping clients position themselves into a better financial position.
- We help you obtain wholesale mortgage rates and alternative mortgages.
- We will connect you with top professionals that support your overall financial goals in the next 5-10 years.
- One of the biggest differences between us and other mortgage agents is that we bring a strong team to support you through the process of buying a home.
- We help families and truly believes that everyone deserves a place to call home.
- We will discuss your short and long-term financial goals to discover what is important to you.
- We will share her experience and knowledge of the market.
- We will spend time with you to inform and listen to what is important you.
Other than rates, how can your team help me?
In addition to rates, because mortgage-based financing is the broker's primary business, she has developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favourable rates for each project, but often whether a project is funded at all.
How do we find the best lending rates?
Interest rates are a concern to borrowers. Because of their daily contact with lenders, our team knows which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.
These rates, and preferences for types of mortgages can change daily, depending on economic circumstances or based on the size of an institution's portfolio in a particular type of mortgage. Our team keeps current and knows which lender to approach first. As a result, mortgage rates obtained by her are among the best available at the time of placement.
Why should I call your team first?
A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.
Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. We are trained to present your mortgage proposal where and how it will get the most immediate, positive result.
You don't call an insurance company for insurance - you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call us first!
How does your team get better deals than many of the big banks?
The lenders who work with mortgage brokers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.
In addition to these sources, Lorrie often develops professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.
Pre-Qualify for the Right Mortgage Today!
You’re about to start our new mortgage pre-qualification process to obtain your free credit score and maximum purchase price for your new property.Let's Get Started >